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A Guide to Bankruptcy: Helping People Get Out of Debt
Bankruptcy Attorney in Rancho Cucamonga, CA
Hedtke Law Firm in Rancho Cucamonga has decades of combined experience helping individuals and families find relief through bankruptcy during financially difficult times. We take pride in helping clients understand their legal rights so they can make informed decisions about their future. Bankruptcy is one of the most powerful legal tools available to stop foreclosure, silence harassing creditors, and permanently eliminate overwhelming debt. Our experienced bankruptcy attorneys proudly assist clients throughout Rancho Cucamonga and nearby communities including Upland, Alta Loma, Etiwanda, San Antonio Heights, and surrounding neighborhoods.
For those who qualify, Chapter 7 bankruptcy can discharge most unsecured debts while allowing you to keep important assets such as your home and vehicles. If you have fallen behind on mortgage payments but want to keep your property, Chapter 13 bankruptcy may allow you to catch up over time through a court-approved repayment plan — often without needing direct approval from your lender.
If you have received a Notice of Default or are facing foreclosure, time is critical. Our bankruptcy lawyers help residents across the Rancho Cucamonga area, including Los Olivos, Grapeland, Rochester, and North Cucamonga, take immediate action to stop foreclosure proceedings and protect their homes. Contact Hedtke Law Firm today to discuss your options and take the first step toward financial relief.
Probate Administration Lawyer in Rancho Cucamonga
Hedtke Law Group takes the time to educate our clients on the advantages and options available with Probate, Probate Avoidance, Estate & Probate Administration, and the Estate Planning process. Our experienced probate administration lawyer in Rancho Cucamonga proudly serves clients throughout Upland, Rancho Cucamonga, Los Olivos, San Antonio Heights, Etiwanda, Alta Loma, Grapeland, Rochester, and North Cucamonga.
What is Probate?
Probate is a legal process that occurs after someone dies. It includes validating a will in court, identifying / inventorying / appraising the deceased person's property, paying debts and taxes, and distributing the remaining property as the will or law directs.
Probate Avoidance
Generally, access to assets during the pendency of probate is substantially restricted, and all distributions require court approval. Conversely, successor trustees in a revocable trust have access to assets immediately upon the death of the decedent and can manage the assets without the necessity of court supervision. Private matters are another key concern — probate proceedings are public record, meaning anyone can request to inspect the file, which includes the will, petitions, asset inventories, and other sensitive information. For this reason, many clients prefer revocable living trusts to keep their affairs private.
Get a probate administration lawyer from Hedtke Law Group.
Estate Planning Lawyer in Rancho Cucamonga, CA
An estate planning attorney is not only for senior citizens and those with significant wealth. All adults, especially if you have minor children, should have an estate plan. An
estate planning attorney in Rancho Cucamonga
can work with you and your spouse to assess your estate planning needs, create the documents needed and update those documents when necessary. Hedtke Law Group has the legal right to practice law in California and we proudly serve clients throughout Upland, Rancho Cucamonga, Los Olivos, San Antonio Heights, Etiwanda, Alta Loma, Grapeland, Rochester, and North Cucamonga.
SSDI & SSI Disability Lawyer in Rancho Cucamonga. CA
Do you have a Social Security Disability case? If you are suffering from a physical or mental condition that is severe enough to keep you from working for 12 months or more, you may qualify for monthly benefits through Social Security Disability. An experienced
SSDI attorney in Rancho Cucamonga
can help you understand your eligibility and guide you through the complex application and appeals process.
Social Security Disability benefits are available if you have contributed to Social Security through wage withholding for a required number of years and meet the Social Security Administration’s definition of disability. Benefits may also be available to disabled widows, widowers, or divorced spouses of qualified workers. The SSA defines disability as a physical or mental impairment severe enough to prevent you from working full time in any regular job for at least 12 months. In some cases, a combination of conditions — such as a back injury along with depression — may qualify.
SSI (Supplemental Security Income) follows the same medical disability rules but is designed for individuals with limited income and resources. If you do not have enough work history to qualify for SSDI, you may still be eligible for SSI benefits.
Have you received a denial from the Social Security Administration? You are not alone — a large percentage of initial applications are denied. However, many claims are approved at the hearing level before an Administrative Law Judge. Having experienced legal representation can significantly improve your chances of success.
The Hedtke Law Firm offers free initial consultations and you pay nothing unless you win your benefits. Our legal team helps clients navigate SSDI and SSI claims with confidence and strong advocacy every step of the way throughout Upland, Rancho Cucamonga, Los Olivos, San Antonio Heights, Etiwanda, Alta Loma, Grapeland, Rochester, and North Cucamonga.